perfect design thanks manforce tablet ka side effects in hindi Overdraft protection programs allow customers to link their checking accounts to a savings account or line of credit. When a transaction causes a negative balance, a bank will automatically perform an overdraft protection transfer from the linked account to cover the overdrawn amount. Note that banks may charge an overdraft protection transfer fee. With a line of credit, you’re simply borrowing from this credit line and you’ll be subject to interest charges, just like any other loan.