It’s OK children’s tylenol and advil alternating In just under two years, major rival RateSetter has “matched” a total of £96m between lenders and borrowers. Savers currently get between 1.6pc and 5pc returns, depending on the term. Lenders at Funding Circle, which has provided £139m of loans to small businesses in two years, currently earn an average 5.8pc a year.